Mortgage Loan Limit:
Up to $1,200,000

Interest Rate:
1% per month on the reducing balance

Repayment Period:
25 years maximum

Minimum Down Payment:
15% for purchasing of property.

Turn Your Home's Equity into Financial Flexibility

Your home is not just a place to live; it’s also an asset that holds the key to unlocking endless possibilities. With our Equity Mortgage Loan, you can tap into the hidden potential of your home’s equity and turn your dreams into reality.

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Mortgage Loan Limit: Up to $1,200,000

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Interest Rate: 0.50% per month on the reducing balance

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Repayment Period: 25 years maximum

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Mortgage Ceiling Amount: Receive up to 85% of the property value, with a maximum limit.

Loan Requirements

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BIR file number

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Recent job letter – No later than 3 months

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Recent payslip – No later than 3 months

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Two valid forms of national identification

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Copy of business Registration Certificate (self-employed)

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Proof of Income i.e., 6-month Bank or other Financial Institution statements (self-employed

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Copy of Title Deed and Cadastral Sheet

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WASA Clearance Certificate

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Current Land and Building Tax receipt.

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Town and Country approval

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Lease/Rent receipt (where applicable)

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Valuation Report on property/land

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Sale Agreement

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Statement of Life Insurance (for loans more than $200,000.00)

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Credit Report fees – $90.00

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Recent Utility Bill – No later than 3 months

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Property insurance coverage for fire, theft, natural disasters etc

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