Mortgage

Make Your Homeownership Dreams a Reality with our affordable Mortgages.

Mortgage Loan Limit:
Up to $1,200,000

Interest Rate:
0.8% per month on the reducing balance

Repayment Period:
25 years maximum

Minimum Down Payment:
15% for purchasing of property.

Mortgage Loan Limit:
Up to $1,200,000

Repayment Period:
25 years maximum

Minimum Down Payment:
15% for purchasing of property.

Interest Rate:
.8% per month on the reducing balance

Turn Your Home's Equity into Financial Flexibility

Your home is not just a place to live; it’s also an asset that holds the key to unlocking endless possibilities. With our Equity Mortgage Loan, you can tap into the hidden potential of your home’s equity and turn your dreams into reality.

Mortgage Loan Limit: Up to $1,200,000

Interest Rate: 0.80% per month on the reducing balance

Repayment Period: 25 years maximum

Mortgage Ceiling Amount: Receive up to 85% of the property value, with a maximum limit.

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Loan Requirements

BIR file number

Recent job letter – No later than 3 months

Recent payslip – No later than 3 months

Two valid forms of national identification

Copy of business Registration Certificate (self-employed)

Proof of Income i.e., 6-month Bank or other Financial Institution statements (self-employed

Copy of Title Deed and Cadastral Sheet

WASA Clearance Certificate

Current Land and Building Tax receipt.

Town and Country approval

Lease/Rent receipt (where applicable)

Valuation Report on property/land

Sale Agreement

Statement of Life Insurance (for loans more than $200,000.00)

Credit Report fees – $90.00

Recent Utility Bill – No later than 3 months

Property insurance coverage for fire, theft, natural disasters etc